Bank Interview Questions and Answers PDF Free Download

Bank Interview Questions and Answers Pdf Free Download: Hi Friends in this post our team providing the some bank interview question and answers asked when previous year interview candidates.  So Many numbers of aspirants are qualified for the Bank Interviews every year. In that maximum number of candidates facing interview first time those students get confusion which questions are asked in the Bank Interview? Here we give some Bank Interview Preparation Tips and Questions with answers PDF Download below enclosed the links.

Bank Interview Questions and Answers Pdf Free Download

Bank Interview Questions and Answers PDFFree Download

This is the time for the Interview who is qualified in the Prelims and Mains examination Conducted by the Banking Recruitment Boards. This post we have presenting the Most frequently asked Bank Interview questions. Maximum every interview starts with the following questions.
Most of the Top Interview Questions and Answers asked in the Banking Sector
Tell us about yourself?
First starts from your name
Your place information
Your Education qualification
If you have any Job experience tell that
Your Family details in short

What is your Strength?
Adaptability
Hardworking
Honest
Self-motivated
Fast decision making
Optimistic
Persistence

Note: sometimes interviewer ask you to give an example to prove.  You will be ready to face it

What is your weakness?
Straight forward attitude

Impatient

More talkative

Take decisions very quickly

Trust People very quickly

To speak lie is difficult for me.

Gets nervous when talk to strangers

Why you want to join Bank?

Banking sector is a sunrise sector of Indian economy. Banking sector is the one of the powerful sector to help to India as the Developed Country It is one of the fastest growing sectors as banks are expanding their reach across the geography. As PO Officer Job is a multi-dimensional role, it offers unparalleled opportunities for learning and growth.

I want to join bank because banking is a very fast growing sector which provide me apple growth opportunity.

Banking Sector offers tremendous growth opportunities. Candidates reach from Trainee Officer Level to a General Manager level.
Bank Employees have some respect in the public, since there is direct interaction with the customers.

Job Security is the one of the major region to join in a Banking Sector Jobs. (Especially PSB’S)

Why you want to change your Field?
This question applicable to students who have done B.Pharma, and B.tech etc.
Limited government job in my field
Better growth opportunity
Want to work in government sector

Why should we Select/ hire you? (Especially for RRB’s)
Share your knowledge
skills related to job
career goal
 Why you want to join our bank? (For RRB’s)
Benefits of bank

Experience of present employer

Employee friendly

Why you want to change your Present job? (in case you are working)
Growth opportunit

Job security

After completing of the above question the interviewer asked below the questions like as
What is bank? What are the types of banks?
Bank is financial institution which accepts deposits from the public for the purpose of Lending. And gives the loans for Formers (Agriculture), industries, business loans, education loans, personal loans, Etc.
Nationalized banks (SBI, BOB, BOI, BOM, Indian bank, Andhra Bank, Caner bank, Syndicate Bank, IOB, Lakshmi Vilas Bank, Dena Bank, Central Bank of India, Union bank, Punjab National Bank, Allahabad bank, Vijaya Bank, Corporation Bank, Oriental Bank of Commerce, UCO bank, United bank of India)
Private Banks (Axis Bank, HDFC, ICICI, KVB,)
Foreign banks (Yes Bank, Citi bank)
Regional rural banks
Co-operative banks
Industrial banks etc..,

What is a nationalized bank? When the banks are nationalized?

Banks which are run by government of India are called as nationalized banks. These banks are called also public sector banks. There are total 20 nationalized banks. Indian Government in the year 1969 14 banks was nationalized. After In 1980 another 6 banks were nationalized. At present 20 nationalized banks in India. The nationalized bank list are given above.
What is a Private bank?
The Banks which are owned and run by individuals are called private banks. In Indian so amny number of Private Banks are formed by the rules and regulation of the banking Regulation Act 1949.
What are foreign banks?
Banks which are foreign originated [based] are called foreign banks. Foreign banks in India Mention Above.
What is Reserve Bank of India (RBI), when it is established and what are its functions?
RBI means Reserve Bank Of India. It is also called as the “Bankers Bank”. RBI was established in the year 1935, headquarters of RBI located at Mumbai. Present Governor of RBI “Urjit Patel”.
Its functions:
1. Issues currency notes
2. Acts as bankers bank
3. Maintains foreign exchange reserves
4. Maintains CRR and SLR
What is RRB'S (regional rural banks)?

Main purpose of RRBs is to improve banking habit in rural areas and save formers from money lenders.

RRBs works under supervision of NABARD (National Bank for Agriculture and Rural Development). NABARD headquarters located at MUMBAI.

Example of RRB'S: Pragathi grameena bank

Pragathi grameena bank is sponsored by "Canara bank".

Share capital in RRB’s: Central government: 50%

Sponsored bank: 35%

State government: 15%

What are co-operative banks?

The main purpose of co-operative banks is to co-operate small scale industries, and to provide small loans.

Example: Bellary dist co-op bank etc.

What are industrial banks?

The main purpose of industrial banks is to provide big loans to large scale industries. 
Examples: IDBI bank, Industrial bank of India etc..,

Types of accounts in banks?

Saving’s bank account [SB a/c]: The main purpose of SB a/c is to encourage small savings from the public. Any individual can open SB a/c. An Indian residing at abroad can open a 
NRI a/c. NRI represents non-resident Indians.

Current account: It’s a running and active account. No interest is paid on current a/c.
Current accounts can be opened on firm names. Even individuals can also open current a/cs. But on firm names you cannot open SB a/c.

Fixed Deposit account: Amount is kept for a fixed period. Higher rate of interest will be paid on this a/c.

Recurring deposit [RD a/c]: A fixed amount can be deposited in monthly installments.

What is Cheque?

Cheque is a negotiable instrument containing conditional order to pay sum of money to the person mentioned on it or to the bearer of the instrument.

What is crossing?

Two parallel lines drawn on the top left corner of the cheque.

What is account payee cheque?

Account payee cheques can be routed only through accounts.

What is a post dated cheque?

The date on the cheque beyond today’s date then cheque becomes post dated.

What is stale cheque?

Cheque is valid for six months. Stale cheque means date on the cheque is before six 
months.

What is a mutilated cheque?

It is a damaged cheque.

What is At Par cheque?

It is payable anywhere in India.

What is Multi city cheque?

A MCC is a facility wherein the customer can issue cheques drawn at the base branch and payable at any branch.

What is Repo rate?

Repo rate is the rate at which RBI lends to its clients generally against government securities.

What is Reverse Repo rate?

Reverse Repo rate is the rate at which RBI borrows money from the commercial banks.

Which bank is called as Central bank?

RBI (Reserve Bank Of India) is called the central bank

What is Internet banking?

Internet banking means we do Banking functions like as tractions, deposits, pay balance through internet is called internet banking.

What is Inflation?

It is a state where money loses the value hence prices will go up (or) Decreasing the value of money.

What is Deflation?

It is opposite to inflation. Money will have more value. Here the products loose the value.

What is Debit cum ATM card?

The customer can deposit and withdraw the cash.


Full from of ATM?

ATM full from is Automatic Teller Machine. This card uses taken money any time at any place in India.

What is PLR and BPLR?

PLR - Prime Lending Rate.

BPLR - Basic Prime Lending Rate.

What is Credit card?

Credit card is a plastic instrument that can be used for the purchase of goods and services
Leading credit cards: VISA, MASTER.

What is an NRI a/c?

NRI stands for “Non Resident Indian”. An Indian who is residing in abroad can open an SB a/c in Indian banks. These accounts are called NRI a/cs.

What is CRR and SLR?

CRR: Cash Reserve Ratio

SLR: Statutory Liquidity Ratio

Full From of RTGS and NEFT?

RTGS: Real Time Gross Settlement.

NEFT: National Electronic Fund Transfer.

These two are the two methods through which funds can be transferred from one bank to another bank.

Full From of  NPA?

NPA: Non Performing Asset: When a loan becomes bad then it becomes NPA.

What is online banking?

Nothing but any where banking. A customer can operate his account from any branch of a particular bank.

Some general questions asked in the Bank Interview

Why do you choose banking as your career?

Are you ready to work in rural place?

What are your strengths and weaknesses?

Ten years down the line where would you see yourself?

Do you read news paper? What is today’s news?

Why should we give this job to you?

Click Here: Download PDF File

Related Articles For All Competitive Exams



Bank Interview Questions and Answers PDF Free Download Bank Interview Questions and Answers PDF Free Download Reviewed by SSC-IBPS on 18:40:00 Rating: 5

No comments :

Powered by Blogger.